ICICI Bank, India’s second largest private lender, today declared an 18% year-on-year (YoY) surge in its Q4FY25 PAT, which stood at Rs 12,630 crore at the end of the quarter, while its net interest income (NII) rose 11% YoY to Rs 21,193 crore in the same time period.
Meanwhile, for the full financial year 2025, the profit after tax grew by 15.5% year-on-year to Rs 47,227 crore. Additionally, ICICI Bank declared a dividend of Rs 11 per share.
The bank’s net interest margin (NIM) stood at 4.41% in Q4FY25, compared to 4.25% in Q3FY25 and 4.40% in Q4FY24. For the full year FY25, the NIM was 4.32%.
The bank’s total period-end deposits grew 14% YoY to Rs 16.10 lakh crore as of March 31, 2025, while average deposits increased 11.4% to Rs 14.86 lakh crore in Q4FY25. The average CASA (current and savings account) ratio stood at 38.4% during the quarter.
On the lending side, the domestic loan portfolio expanded by 13.9% YoY to nearly Rs 13.11 lakh crore.
The retail loan portfolio grew by 8.9% year-on-year and 2% sequentially, and comprised 52.4% of the total loan portfolio at March 31, 2025.
More to follow.....
Meanwhile, for the full financial year 2025, the profit after tax grew by 15.5% year-on-year to Rs 47,227 crore. Additionally, ICICI Bank declared a dividend of Rs 11 per share.
The bank’s net interest margin (NIM) stood at 4.41% in Q4FY25, compared to 4.25% in Q3FY25 and 4.40% in Q4FY24. For the full year FY25, the NIM was 4.32%.
The bank’s total period-end deposits grew 14% YoY to Rs 16.10 lakh crore as of March 31, 2025, while average deposits increased 11.4% to Rs 14.86 lakh crore in Q4FY25. The average CASA (current and savings account) ratio stood at 38.4% during the quarter.
On the lending side, the domestic loan portfolio expanded by 13.9% YoY to nearly Rs 13.11 lakh crore.
The retail loan portfolio grew by 8.9% year-on-year and 2% sequentially, and comprised 52.4% of the total loan portfolio at March 31, 2025.
More to follow.....
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